Roth Contribution Limits 2024 Couples 2024. You can make contributions to your roth ira after you reach age 70 ½. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2024 tax year was $7,000 or $8,000 if you were age 50 or older.
The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly. Not fdic insured • not insured by any federal government agency • not a deposit or other obligation of, or guaranteed by, the bank or any of its affiliates • subject to investment risks, including possible loss of principal amount invested